Coverage for Adventures

Explore with confidence knowing you’re protected.

Your recreational vehicles are made for adventure, but unexpected events can happen on the road or water. Washington First Insurance provides coverage for RVs, motorcycles, boats, and more—helping you stay protected from accidents, damage, and liability. Enjoy your journey with peace of mind, knowing you have the right coverage.

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Protection for the way you travel and play.

From road trips to weekends on the water, recreational vehicles need specialized insurance. Our policies offer protection for unexpected breakdowns, accidents, and liability. Explore your coverage options to find the best fit for your lifestyle.

Coverage Options
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Personal Belongings Protection

Covers the cost to repair or replace personal items kept in your RV — like camping gear, electronics, or furniture — if they're damaged, stolen, or destroyed during your travels.

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Bodily Injury & Property Liability

Helps pay for legal fees and damages if you're responsible for injuring someone or causing property damage while operating or using your RV.

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Emergency Expense Coverage

Covers temporary lodging or transportation costs if your RV becomes unusable due to a covered event — like a collision or weather-related damage — far from home.

Answers to common questions about recreational vehicle insurance.

  • Do I need RV insurance if I only use it seasonally?

    Yes! Even if your RV is stored part of the year, it’s still vulnerable to theft, weather damage, or accidents. A policy ensures you're protected year-round.

  • Does my homeowners policy cover my boat or ATV?

    Most homeowners policies provide little to no coverage for recreational vehicles. A dedicated policy ensures you have the right protection for your boat, ATV, or motorcycle.

  • What does RV insurance cover?

    A standard RV policy includes collision, liability, comprehensive, and uninsured motorist coverage. It can also include roadside assistance and vacation liability for added peace of mind.

  • Can I bundle my recreational vehicle insurance with other policies?

    Yes! Bundling your RV, boat, or motorcycle insurance with auto or home insurance can help you save money and simplify your policies.

  • What happens if my RV is damaged while parked?

    Comprehensive coverage protects against damage from fire, storms, vandalism, and theft—even when your RV isn’t in use. Our team will help you find the best protection.