General Liability Insurance

Business Protection

Coverage that safeguards your business from risks.

No matter how careful you are, accidents happen. General liability insurance protects your business from financial loss due to property damage, injuries, or legal claims. At Washington First Insurance, we help businesses in Battle Ground and beyond secure coverage that keeps operations running smoothly, no matter what comes their way.

A woman is standing at a counter in a restaurant talking to a customer.
A man is serving a woman a cup of coffee in a cafe.

Protection for common risks businesses face.

Lawsuits and accidents can put a business at risk. General liability insurance ensures that unexpected claims don’t threaten your financial future. Explore key coverage options below.

Coverage Options
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Bodily Injury Coverage

Helps cover medical expenses and legal costs if someone is injured on your business premises or due to your operations.

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Property Damage Coverage

Provides financial protection if your business activities cause damage to someone else’s property.

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Legal Defense Coverage

Covers attorney fees, court costs, and settlements if your business is sued for covered claims.

Answers to common questions about general liability insurance.

  • What does general liability insurance cover?

    It covers claims related to bodily injury, property damage, and legal expenses. If someone is injured on your business property or your operations cause damage, this policy helps cover associated costs.

  • Who needs general liability insurance?

    Any business that interacts with customers, clients, or vendors should have general liability coverage. It’s essential for small businesses, contractors, and property owners.

  • Does general liability insurance cover employee injuries?

    No, employee injuries are covered under workers’ compensation insurance. General liability protects against claims from customers, vendors, and the general public.

  • Is general liability insurance required by law?

    It’s not legally required in most states, but many landlords, lenders, and clients require proof of coverage before working with a business.

  • How much general liability coverage do I need?

    Coverage limits depend on your industry, business size, and risk exposure. Our team can assess your needs and recommend the right policy.