Business Owners Policy (BOP)

Complete Business Coverage

Simplify protection with bundled business insurance.

Running a business comes with risks, but managing insurance doesn’t have to be complicated. A Business Owners Policy (BOP) combines general liability and property insurance into one package, offering essential protection in a cost-effective way. Washington First Insurance helps businesses in Battle Ground and beyond secure the right coverage for their unique needs.

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Essential protection for small and mid-sized businesses.

A BOP policy streamlines insurance by bundling key coverages into one plan. This ensures your business stays protected from common risks, including property damage, liability claims, and business interruptions. Explore key coverage options below.

Coverage Options
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General Liability Coverage

Protects against third-party injury claims, property damage, and legal expenses related to business operations.

Commercial Property Coverage

Covers business-owned buildings, equipment, and inventory against fire, theft, and other covered losses.

Business Interruption Coverage

Helps replace lost income if a covered event temporarily disrupts your business operations.

Answers to common questions about BOP insurance.

  • What types of businesses qualify for a BOP?

    BOP policies are ideal for small to mid-sized businesses, including retail stores, offices, contractors, and service providers. Eligibility depends on factors like revenue, business size, and industry risks.

  • How is a BOP different from standalone business insurance?

    A BOP bundles key coverages into one policy, making it more affordable and convenient. Unlike standalone policies, it offers multiple protections under one premium.

  • Can I customize my BOP coverage?

    Yes! You can add endorsements like cyber liability, professional liability, or commercial auto coverage based on your business needs. Our team will help tailor your policy.

  • Is a BOP required by law?

    While not legally required, many landlords, lenders, and clients may require proof of insurance before working with your business. Having a BOP ensures you meet these requirements.

  • How much does a BOP policy cost?

    Costs vary based on business size, industry, and coverage limits. We can provide a customized quote to fit your budget and protection needs.